Which of the following actions would NOT be considered a violation of acceptable practices in mortgage lending?

Providing accurate information to borrowers is a fundamental requirement in the mortgage lending process. This action aligns with regulatory standards and ethical practices that uphold transparency and trust in the borrower-lender relationship. Mortgage professionals are expected to offer truthful, clear, and complete information regarding loan terms, costs, and other pertinent details that may affect the borrower’s decision-making. By ensuring that borrowers receive accurate information, lenders help promote informed choices and foster a fair lending environment, which is essential for compliance with various regulations like the Truth in Lending Act (TILA) and the Real Estate Settlement Procedures Act (RESPA). In contrast, the other options involve deceptive practices that can harm borrowers, violate laws, and damage the integrity of the mortgage industry.